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专利名称:Credit card rewards program system and
method
发明人:STEVEN FREIBERG申请号:AU2004244305申请日:20040527
公开号:AU2004244305B2公开日:20110224
摘要:A platform and program for enhancing the value and desirability of a credit card(or other payment product) to a card holder and encouraging increased use of the cardas a payment device by rewarding the card holder based not only on qualifying purchasesbut on miles traveled in connection with travel ticket or travel pass purchases. Theinventive program leverages qualifying transaction information and other data (e.g., Level3 Data) which automatically flow with such transaction information. The rewardsredeemed by the card holder according to the inventive platform and program are nottied to a particular provider of goods or services, and reward fulfillment is managedthrough the card issuer or its fulfillment agent.
申请人:CITICORP CREDIT SERVICES, INC.
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